IOFM Fall Conference & Expo · Keynote

AI vs. AP: The New Front Line in Accounts Payable Fraud

AI is now on both sides of accounts payable fraud. Here is how attackers use it, and how finance teams use it to stop them.

  • DateTuesday, Nov 3, 2026
  • Time8:25 - 9:15 AM PT11:25 AM ET
  • LocationJW Marriott AustinLone Star Ballroom
  • Length50 minutes

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About this session

Fraudsters now use generative and agentic AI to impersonate vendors, clone websites, fabricate supporting documents, and run highly personalized Business Email Compromise schemes. Deepfake voice and synthetic email are weakening the verification methods AP teams have relied on for years.

Paul Zikmund, Chief Resiliency Officer at Berkadia, looks at the other side: how AI flags suspicious vendor changes, unusual invoices, and risky payments in real time, without slowing the business down.

  • How AI-driven vendor impersonation and Business Email Compromise work across the P2P cycle
  • How AI detects suspicious vendor data changes and unusual invoice and payment activity
  • Where human judgment is still essential, and how to modernize AP fraud defenses

Your speaker

Paul Zikmund
Paul Zikmund Chief Resiliency Officer, Berkadia

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